When a community member sends you a request to Boost their pay period Max, you can send them a $50 Max increase by using one of your Boosts. If we communicate with you via Messages, we may collect information regarding the Message (e.g., email opening confirmations, read text message data or received push notification data). UNLESS OTHERWISE EXPRESSLY SET FORTH IN THESE TERMS OF SERVICE, Activehours'S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO US $500.00 (FIVE HUNDRED UNITED STATES DOLLARS). To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. Subscribers have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails. Palo Alto, California USA 94306. Lightning Speed. Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. Earnin, in its sole discretion, reserves the right to terminate these Terms of Service, access to its Sites, or access to the Services for any reason and at any time with or without notice to you. Your individual Max is tied to your overall financial health . Allow Pay it Forward chain members to exchange Thank You messages with you via push notification and/or email if you have opted-in to messaging from Earnin. A Sub-Deposit Account will be a deposit obligation of the Insured Depository Institution that maintains the Sub-Deposit Account; provided, this does not modify our obligation to repay all amounts you deposited in your Account. BY REPLYING #YESEARNIN, YOU ARE ENTERING INTO AN AGREEMENT WITH EARNIN AND AGREE TO BE BOUND BY THESE UGC TERMS OF USE, WITHOUT LIMITATION OR QUALIFICATION. Confirmed: Marsch makes Maximilian Wober decision as Cardiff City v Leeds United lineups emerge. Collection of Information We may use proprietary fraud and risk modeling when completing this review and assessing the risk associated with your Tip Yourself Account. This information may be collected through cookies, web beacons, log files and other technologies. We will debit any payments authorized by you for Cash Outs, Max Boost and Balance Shield Cash Out directly from your Bank Account on the day of your next regularly scheduled paycheck. You may also contact us with any privacy related questions you may have. The use of the word "including" in these Terms of Service to refer to specific examples will be construed to mean "including, without limitation" or "including but not limited to" and will not be construed to mean that the examples given are an exclusive list of the topics covered. Activehours may modify this Terms of Service from time to time. You can opt out from future notifications by clicking on the unsubscribe link in One Click Politics or Earnin emails, or via opt out language from any texts received. Please note, however, that certain features of our Site may not be available if cookies are disabled. https://earnin. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. You agree to promptly alert us whenever you stop using a telephone number. A Max Boost request is a feature that allows our community members to help each other by vouching for them so that they can cash out a little bit of their paycheck. Can anyone in the Earnin Community help me boost my Max? This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. Non-Personal Information (Aggregated and Anonymized Data) All such information is governed by Evolve Bank & Trusts Privacy Policy. Does Earnin send you marketing communications with the option to opt out? Information from Third-Party Sites: In order to display information to you or to fulfill your requests for certain products and services through a Service, we may collect, on your behalf, your account and other personal information from Third-Party Sites that you register under your account via the Service. You can scroll to select the device, use the Search box to look up the device by name, or the Categories in the panel on the left. With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members for Personally Identifiable Information not otherwise excluded by the terms of CCPA or any associated regulations or guidance. 200 Portage Ave YOU ACKNOWLEDGE AND AGREE THAT WHEN EARNIN IS ACCESSING AND RETRIEVING ACCOUNT INFORMATION FROM THIRD PARTY SITES, EARNIN IS ACTING AS YOUR AGENT, AND NOT AS THE AGENT OF OR ON BEHALF OF THE THIRD PARTY. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. Shine the Light You acknowledge that if you fail to comply with all of the requirements, your DMCA notice may not be valid. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personal Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. Earnin will not engage in any debt collection activities if the amount of the Cash Out is not repaid on the scheduled date, place the amount of the Cash Out as a debt with, or sell it to, a third party, or report to a consumer reporting agency concerning the amount of the payout. Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personaly Identifiable Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. From Create mode, press the Tab key to open the CREATIVE inventory screen. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personal Information only for those employees who require it to fulfill their job responsibilities. Create an account to follow your favorite communities and start taking part in conversations. If you have opened an account with us and you wish to withdraw your consent to have Communications provided electronically, you must close your account by contacting support@earnin.com or using live chat with the Earnin team via the mobile app, and stop using the Sites and Services. GENERAL INFORMATION If you need help in changing your information, please email us atsupport@earnin.com. After much review and a ton of feedback, Boost for Boost is no longer allowed within the community. We strive to ensure security on our systems. If another Community Member referred you, Earnin may share information about your use of Earnin with that Community Member. You can turn Balance Shield on or off, and/or edit your pre-selected voluntary payment amount at any time. If your use of the Site and/or the Services is prohibited by applicable law, then you are not authorized to use the Site and/or the Services. Earnin may still retain the data in aggregated or anonymized form in compliance with CCPA. If you do not provide this information or we cannot verify your identity, we can decline to allow you to use the Services. You may only have one account with Earnin. The authorization will remain in effect until you update this information in the App. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. Tip Yourself Please visit the One Click Politics Privacy Policy or the FiscalNotes Privacy Policy to learn more about how your information is shared. It is important to know the amount of available funds in your Sub-Deposit Account before instructing us to withdraw funds from your Sub-Deposit Account. B. information Earnin collects automatically; We store and process your Personaly Identifiable Information using data centers in the United States. Most of these features, when turned on, send a signal or preference (DNT Signal) to the websites you visit indicating that you do not wish to be tracked. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. THE SITE, SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS, AND TIP YOURSELF, INFORMATION, DATA, FEATURES, AND ALL CONTENT IS OFFERED AND MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. We may also transfer funds from your Tip Yourself Account to your Bank Account without notice to you upon the closure of your Tip Yourself Account at any time if required by applicable law or if we, in our sole discretion, suspect Tip Yourself is being used for illicit purposes or otherwise in violation of these Terms of Service. You may not use the Site or Services, or accept these Terms of Service, if. These voluntary additional payments help fund Activehours. Further, we may receive greater benefits when we place your funds with an Insured Depository Institution than if we otherwise maintained your funds with us. Earnin may also use aggregated and anonymized data to allow you to compare how expenses track against other similar providers and/or Community Members. 200 Portage Ave. Depending on where you live, you may have a legal right to receive notice of a security breach in writing. We strive to ensure security on our systems. . Rewards will be available to payout 3-5 days after making a Qualified Purchase and each payout will take an additional 3-5 days to be reflected in your associated bank account. You may review updates to our Terms of Service and Privacy Policy at any time via links on www.earnin.com. All funds associated with your deposit account are held by Evolve Bank & Trust. How can I access the Earnin app if I wish to travel outside the U.S? You may not enroll in Earnin Cash Back Rewards or use the Site or Services, or accept these Terms of Service, if (a) you are not of legal age to form a binding contract with Activehours; (b) you are prohibited by law from receiving or using the Services; or (c) you are not a U.S. resident. app .link/Bk2Lzkatevb. Max Boost allows you to request a Max boost from another Earnin member in the program (the Grantor) by providing you a unique link to send to the Grantor; and if the Grantor approves the request you will get a temporary $50 pay period Max increase which you can then Cash Out. We may cancel an approved Max Boost if you are no longer at your pay period Max, or if we reasonably believe such refusal is necessary or advisable for legal or security reasons, or to protect the Services. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. You may make voluntary tips to Earnin in appreciation of the Site and/or Services rendered, but you are not required to pay any charge or fee to be eligible to receive or in return for receiving the Services. A Qualified Purchase is a purchase from a participating merchant using your debit or credit card in accordance with the terms of the Offer and these Terms of Service. link/ZPxZyNSp3mb We store and process your Personal Information using data centers in the United States. Not all Visa, MasterCard, and American Express cards are eligible for registration. We may also share the information you provide to us for Health Aid with your medical provider, or their representatives, to learn about opportunities to reduce your payment obligations. You should print a paper copy of these Terms of Service and any Communication that is important to you and retain the copy for your records. When you register for Tip Yourself and from time to time thereafter, we may require you to provide and/or confirm the information and documentation that will allow us to identify you, including Required Identifying Information. Identification of the Content that has been removed or to which access has been disabled and the location at which the Content appeared before it was removed or disabled; A statement that you have a good faith belief that the Content was removed or disabled as a result of mistake or a misidentification of the Content; and. link/ OL59rhV4Gwb. If you believe that your content that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner's agent, or pursuant to the law, to post and use the material in your content, you may send a counter-notice containing the following information to the DMCA Agent: If a counter-notice is received by the DMCA Agent, Earnin may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed content or cease disabling it in 10 business days. Earnin is headquartered in Palo Alto, California and our Services are provided to you by ActiveHours, Inc. Palo Alto, California USA 94306. This information allows the third parties we work with to gain online access to the accounts you maintain with a third party financial institution (Bank Account) and that you choose to designate for use in connection with Earnin Services. Activehours, the applicable card network, and your issuer have no responsibility or liability for the failure of a statement credit to be posted, or for any finance or other charge, or impact on any rewards, feature, or term of your account resulting from the statement credit. Activehours does not enter into any binding agreement with third-parties on your behalf or make any payments to any third-parties on your behalf in connection with its Medical Bill Review service. There are no fees to close your account with us. For our compliance purposes and in order to provide services to you, you hereby authorize us to, directly or through a third-party, obtain, verify, and record information and documentation that helps us verify your identity and bank account information. link/ZPxZyNSp3mb. Health Aid. Deposit accounts are insured by the FDIC up to the standard maximum deposit insurance amount per depositor, per FDIC-insured bank, and per ownership category. Personal Information does not include information that has been aggregated and/or anonymized so it does not identify you. Keep in mind, a Boost you give to another community member will refresh for you on the community member's payday. Earnin, the applicable card network, and your issuer have no responsibility or liability for the failure of a statement credit to be posted, or for any finance or other charge, or impact on any rewards, feature, or term of your account resulting from the statement credit. By registering a payment card in connection with transaction monitoring for Earnin Cash Back Rewards, you authorize Activehours to share your payment information with its third-party service providers, Empyr, Inc., and its Payment Card Network (Visa, Mastercard, American Express, etc.) We also use some of this information to improve our the Earnin Site and Services, provide you with information on events you may be interested in, provide specific communications and Earnin Services relevant to your location, advertisements and to develop new services and let you know they are available. By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Pay It Forward Any and all changes to these Terms of Service will be posted on the Activehours.com site. There is no fee or charge to use Balance Shield alerts. We will generally transfer the requested funds from your Tip Yourself Account to your Bank Account within two Banking Days of when we receive your request. This authorization will remain in effect until you update this information in App. any services, content, and/or features made available by us through the Website or App (Services). We reserve the right to modify this information at any time. If you have created an Earnin account, you can enroll your debit or credit card in Cash Back Rewards and you will receive cash back in the form of credit to that same card within 10 days of making a Qualified Purchase at participating merchants. Earnin collects Personal Information when you use the Earnin Site and Services. Not all transactions with your registered Visa, MasterCard and American Express card are tracked by Visa, MasterCard and American Express. Earnin makes commercially reasonable efforts to provide alerts in a timely manner with accurate information, but we cannot guarantee the delivery, timeliness, or accuracy of the content of any alert. Palo Alto, CA 94306 260 Sheridan Ave, Suite 300, or punitive damages you may incur in connection with the sites, the services, including cash outs, lightning speed, max boost, balance shield, earnin expressand tip yourself, your use thereof, or any of the user submissions, information, data, or other . You may direct copyright infringement notifications to our DMCA Agent at: Earnin Compliance Team I can't wait to see my max boost increase with time! This temporary Max Boost will expire at the end of the pay period. The revised version will be effective at the time we post it, unless otherwise noted. This assignment applies only to interest earned on the funds held in your Tip Yourself Account, and nothing in these Terms of Service grants us any rights to the principal of the funds held in your Tip Yourself Account. Just keep in mind that regular tips add up. For example, we may use this non-Personal Information to generate aggregate user statistics, train artificial intelligence models, demographic information, and usage information. Some of your Personal Information (including your Earnin profile photo, Earnin profile first and last name) will be publicly displayed through the Services and may be seen by anyone with an Earnin account. No Boost for Boost. You may not alter or modify or change Earnins Content in any way, use them in a manner that mischaracterizes Earnin or display the Content in a manner that implies Earnins sponsorship or endorsement. For all of Earnin Services, you agree that any form of electronic signature, including but not limited to signatures via facsimile, scanning, or electronic mail, may substitute for the original signature and shall have the same legal effect as an original signature. by requesting a Cash Out prior to when that income is deposited into your Bank Account, by requesting a Cash Out. Your use of the Site and the Services must comply with all applicable law. If you participate in the Cash Back Rewards program, please visit the Terms of Service, to learn more about the rules and guidelines that apply to govern your use of Cash Back Rewards. Does Earnin retain your data for as long as we need it unless you request deletion? This section explains how Earnin shares your information. These UGC Terms of Use is governed by the laws of the State of California, excluding its conflicts of law rules. We also outsource some of Earnins functions to third-party service providers, such as data storage providers, platform administrators, customer service and/or other services. Within the app, go to Cash Back Rewards, click on unenroll and confirm you want to unenroll the card. Despite our efforts, we cannot guarantee that Personally Identifiable Information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. We appreciate the tip if you can and however much you feel is fair- anywhere from $0-$14 for Cash Out and Max Boost. Can Earnin app be used outside of the U.S? Activehours authorization to initiate debit and credit entries to your bank account will remain in full force and effect until you revoke your authorization. Confirm you want to unenroll card Do we give you advance notice when we make important changes to our Privacy Policy? Over time, based on a number of factors, a person's Max can adjust to range from $50 to $500. Non-Personal Information (Aggregated and Anonymized Data) It may be possible to disable some cookies through your device or browser setting. Pay It Forward This policy applies to information we collect when you register for Activehours, access or use our website, mobile applications, products, and services (collectively, the Services), or when you otherwise interact with us. To comply with any court order, law, or legal process, including retaining personal data or responding to any government or regulatory request. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. You should print a paper copy of these Terms of Service and any Communication that is important to you and retain the copy for your records. As used in these Terms of Service, the words "you" and "your" refer to you, the user of Activehourss website, device, or applications, as the party agreeing to these Terms of Service. If you have questions regarding these Terms of Service or the practices of Earnin, please contact us at support@earnin.com, using live chat with the Earnin team via the mobile app, or you can send us a letter at: ActiveHours Inc., dba Earnin Your name, address, telephone number, and e-mail address, a statement that you consent to the jurisdiction of the federal court in San Francisco, California, and a statement that you will accept service of process from the person who provided notification of the alleged infringement. Cash Back Rewards credits cannot be processed if your debit or credit card number expires or changes while the credit is pending and not settled, or your debit or credit card account is not open or in good standing. YOU ARE GIVING UP YOUR RIGHT TO HAVE A TRIAL BY JURY; and Over time, based on a number of factors, it can adjust to range from $50 to $500. The CCPA provides the right to request that we disclose the specific pieces of information we have collected about you, which Earnin will do after we receive and validate your request. hey, do you still need one? By using our service, you grant Earnin and Evolve Bank & Trust the right, power, and authority to act on your behalf to access and transmit your personal and financial information from the relevant financial institution. You may not provide us credentials to access accounts that are held by anyone other than you. You understand that, in order to view and/or retain copies of the electronic Communications, you may need a computer with an Internet connection (PCs should be running Windows 7 or higher and Internet Explorer 10 or higher, Chrome, or Firefox; Macs should be running OSX and Safari, Chrome, or Firefox); a mobile device (iOS 6.0 or higher devices running Safari or Chrome; Android 4.0 or higher devices running Android Browser or Chrome). A California resident and provide a current California address for our response with us be collected through cookies web! Account are held by Evolve Bank & Trusts Privacy Policy Back Rewards, Click on unenroll and confirm want! Any Privacy related questions you may have a legal right to receive notice of a breach... Card Do we give you advance notice when we make important changes to our Privacy at! And confirm you want to unenroll the card related questions you may have App. To unenroll card Do we give you advance notice when we make changes! 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